There are lots of reasons people call on Transparent Appraisal LLC.Each year, thousands of people in Louisiana buy, sell or refinance their home. Most of these transactions have a simple line item for an appraisal. While there are a budding number of automated home valuation systems that may seem more practical than an appraisal, practically all lenders still call in a local expert because the stakes are very high. But is obtaining a mortgage the only basis for getting an appraisal? Are there other situations when the services of a licensed, independent real estate professional could be helpful? Absolutely.
Let Transparent Appraisal LLC. help you dispute your tax assessment in East Baton Rouge CountyIt's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a previous assessment of your real estate, so if prices have declined in your area, you can appeal your assessment and save money. When building your case, an appraisal from Transparent Appraisal LLC. is your best evidence. At Transparent Appraisal LLC., we're qualified to assist you in appealing your tax assessment.Eliminating PMI will lower your mortgage paymentWhen the amount being loaned to the homeowner is more than 80% of the actual value of the home, nearly all lenders ask home owners to purchase an supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. Oftentimes, this added payment is bundled into the monthly mortgage payment and is promptly forgotten. PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to dismiss the PMI payments on most mortgages when the balance is paid down to 78% of the original value.If you'd like to get rid of PMI, Transparent Appraisal LLC. can produce a statement regarding the value of your home. The price you paid for the appraisal can often be regained in little time because you'll no longer be paying the PMI. An appraisal from Transparent Appraisal LLC. will help you settle a divorce with less stressA divorce is a particularly traumatic experience for the parties involved, and it is often even more complicated by the strenuous decision of who gets the property. So both parties are completely aware of the true market value of their house, it's a good idea to get an appraisal from Transparent Appraisal LLC., regardless of the circumstances.If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Accurate and fair estate liquidation with help from Transparent Appraisal LLC.Settling an estateLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike wealthy individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the absolute value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal. Transparent Appraisal LLC. can assist you in relocating to or from East Baton Rouge CountyWe understand the headaches involved with an employee relocation. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our intensive process.Don't sell out short or keep your home on the market too long.Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees aren't contingent upon the value we come up with, but rather they are calculated on our efforts to complete the appraisal.On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market. |